filling out disability paperwork

How Long Does It Take to Get Social Security Disability in Mississippi?

By Jamie Howell
Partner

The time it takes to receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits in Mississippi can vary depending on the specific circumstances of your case. Generally, the process involves the following steps:

Application

You must first submit an application with the Social Security Administration (SSA), which can be done online, by phone, or in person at a local SSA office. This step can take a few weeks to a few months, depending on how quickly you gather and submit the necessary documentation.

What Are the Steps You Need to Take to Submit an Application With the Social Security Administration for Disability?

aerial view of mississippi

To submit an application for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) with the Social Security Administration (SSA), follow these steps:

  1. Determine your eligibility: Before applying, ensure that you meet the eligibility criteria for either SSDI or SSI. SSDI requires a sufficient work history and contributions to Social Security, while SSI is a needs-based program for those with limited income and resources.
  1. Gather documentation: Collect all necessary documentation to support your disability claim. This includes medical records, doctors’ reports, lab results, a detailed work history, and any other relevant evidence that demonstrates your disability and inability to work.
  1. Choose a method for submitting your application: You can apply for SSDI benefits online, while SSI applications must be done either by phone or in person at a local SSA office. To apply for SSDI online, visit the SSA’s website (www.ssa.gov) and follow the instructions for the online application. For SSI, call the SSA at 1-800-772-1213 to set up an appointment or visit a local SSA office.
  1. Complete the application: Fill out the application forms accurately and completely. For SSDI, you’ll complete the online application, while for SSI, you’ll fill out the necessary paperwork during your appointment or at the local SSA office. Be prepared to provide personal information, details about your disability, work history, medical records, and financial information.
  1. Submit the application: If you’re applying for SSDI online, submit your application electronically through the SSA’s website. For SSI, submit your completed paperwork to the SSA representative during your appointment or at the local office.
  1. Monitor your application status: After submitting your application, you can monitor its status online or by contacting the SSA. Be prepared to respond to any requests for additional information or documentation from the SSA to avoid delays in the processing of your claim.
  1. Receive the decision: Once the SSA has made an initial determination on your application, you’ll receive a written notice informing you of the decision. If your application is approved, the notice will include information about the amount of your benefits and the date when payments will start. If your application is denied, the notice will explain the reasons for the denial and provide information on how to appeal the decision.

Remember that applying for disability benefits can be a lengthy process, and it’s crucial to provide accurate and complete information to increase your chances of a successful outcome. If you need help with your application or have questions about the process, consider consulting with a disability attorney or a qualified Social Security representative.

Initial Determination

The SSA will review your application and make an initial determination. If your application is approved at this stage, you’ll start receiving benefits shortly after.

How Long Does It Take to Receive an Initial Determination for a Disability Application?

The time it takes to receive an initial determination for a disability application can vary depending on factors such as the complexity of your case, the completeness of your application, and the workload of the local Social Security Administration (SSA) office handling your claim. Generally, it takes about 3 to 5 months to receive an initial determination from the SSA.

Keep in mind that this timeframe is an estimate and may be shorter or longer depending on your specific situation. Providing complete and accurate information in your application, as well as promptly responding to any requests for additional documentation from the SSA, can help expedite the process.

What Do I Do if I Have Not Received an Initial Determination for Disability After Waiting 6 Months or Longer?

If you have not received an initial determination for your disability application after waiting for 6 months or longer, take the following steps:

  1. Check the status of your application: You can check the status of your application online by visiting the Social Security Administration (SSA) website and logging into your account. You can also call the SSA at 1-800-772-1213 or contact your local SSA office to inquire about the status of your application.
  1. Provide any additional information: Ensure that you have submitted all necessary documents and responded promptly to any requests for additional information from the SSA. Delays can occur if your application is incomplete or if the SSA is waiting for more information from you or your healthcare providers.
  1. Contact your local SSA office: Visit or call your local SSA office to inquire about the delay in receiving an initial determination. They may be able to provide more information about the status of your application and any factors that could be causing the delay.
  1. Seek assistance from a disability advocate or attorney: If you continue to experience delays, consider seeking help from a disability advocate or attorney who specializes in Social Security Disability claims. They can assist you in navigating the process, communicating with the SSA on your behalf, and ensuring that your application is complete and up-to-date.
  1. Contact your elected representatives: If your application is experiencing significant delays, consider reaching out to your local, state, or federal elected representatives for assistance. They may be able to help by inquiring about the status of your application with the SSA and advocating for a timely resolution.

It is important to be proactive and communicate with the SSA if you experience delays in the initial determination process. Follow up regularly and ensure that all necessary information has been provided to avoid any further delays in the processing of your disability claim.

Reconsideration (if needed)

If your application is denied, you have the option to request a reconsideration. This process involves a review of your application by a different SSA examiner and can take an additional 3 to 5 months.

If Your Application for Disability Is Denied, How Can You Request a Reconsideration?

If your application for disability benefits is denied, you have the right to request a reconsideration. Reconsideration is the first level of the appeals process, and it involves a complete review of your claim by a different Social Security Administration (SSA) examiner. Here’s how to request a reconsideration:

  1. Review the denial notice: Carefully review the denial notice you received from the SSA. The notice will provide information on the reasons for denial, as well as instructions on how to request a reconsideration and the deadline to do so. Typically, you have 60 days from the date you received the denial notice to request a reconsideration.
  1. Gather additional documentation: If you have new or additional evidence that supports your disability claim, such as updated medical records or new doctor’s reports, gather these documents to submit with your request for reconsideration.
  1. Complete the necessary forms: You’ll need to fill out the following forms to request a reconsideration:
  1. Submit your request: Submit your completed forms, along with any additional documentation, to your local SSA office. You can submit the request by mail or in person. It’s a good idea to keep a copy of all documents for your records and to send your request via certified mail to confirm receipt.
  1. Monitor the status of your reconsideration: After submitting your request for reconsideration, you can check the status online by logging into your SSA account or by contacting the SSA. Be prepared to respond to any requests for additional information or documentation in a timely manner to avoid delays in the reconsideration process.
  1. Wait for a decision: After submitting your reconsideration request, the SSA will review your case and make a new decision. This process can take 3 to 5 months, although it could take longer in some cases. You will receive a written notice informing you of the outcome of the reconsideration.
calendar with glasses on top

If your reconsideration request is denied, you still have the option to appeal the decision further by requesting a hearing before an Administrative Law Judge (ALJ). It is important to be aware of the deadlines and requirements at each step of the appeals process to ensure your case is properly reviewed. If you’re unsure about the process or need assistance, consider seeking help from a disability attorney or advocate.

Hearing (if needed)

If your application is denied after reconsideration, you can request a hearing before an Administrative Law Judge (ALJ). The wait time for a hearing can vary significantly depending on the backlog of cases in your area. It could take anywhere from several months to over a year to get a hearing date.

If Your Application for Disability Is Denied, How Do You Request a Hearing Before an Administrative Law Judge?

If your application for disability benefits has been denied after a reconsideration, you can request a hearing before an Administrative Law Judge (ALJ). In the United States, follow these general steps:

  1. Review the reconsideration denial notice: Carefully read the notice you received after your reconsideration request, which should include information about the appeals process and the deadline to request a hearing. Typically, you have 60 days from the date you receive the denial notice to file your request.
  1. Obtain the appropriate forms: To request a hearing, you’ll need to complete Form HA-501 (Request for Hearing by Administrative Law Judge). This form can be found on the Social Security Administration’s (SSA) website (www.ssa.gov) or obtained by contacting your local Social Security office.
  1. Complete the form: Fill out Form HA-501 accurately and thoroughly. Be sure to provide any additional documentation or evidence supporting your claim for disability benefits. This may include medical records, physician statements, or other relevant information that was not previously submitted.
  1. Submit your request: Send the completed form and any additional documentation to your local Social Security office or the address provided on your reconsideration denial notice. Make sure to keep a copy of your submitted form and documentation for your records.
  1. Wait for a response: Once your request has been submitted, the SSA will review your case and decide whether to grant your request for a hearing. If your request is granted, you will receive a notice informing you of the date, time, and location of the hearing. It’s important to be prepared for the hearing by gathering any additional evidence, consulting with an attorney or advocate if necessary, and familiarizing yourself with the hearing process.

Remember that the procedures may vary slightly depending on your country or jurisdiction, so it’s important to follow the specific instructions provided in your denial notice and consult with a legal professional if you have questions or concerns.

Appeals Council (if needed)

If you disagree with the ALJ’s decision, you can appeal to the SSA’s Appeals Council. This step can take an additional 6 months to a year or more.

How Do You Appeal to the Social Security Administration’s Appeals Council?

If your application for disability benefits has been denied after a reconsideration and an Administrative Law Judge (ALJ) hearing, you can appeal to the Social Security Administration’s (SSA) Appeals Council. In the United States, follow these general steps:

  1. Review the ALJ decision notice: Carefully read the notice you received after your hearing, which should include information about the appeals process and the deadline to request an Appeals Council review. Typically, you have 60 days from the date you receive the ALJ decision notice to file your request.
  1. Obtain the appropriate forms: To request a review by the Appeals Council, you’ll need to complete Form HA-520 (Request for Review of Hearing Decision/Order). This form can be found on the Social Security Administration’s (SSA) website (www.ssa.gov) or obtained by contacting your local Social Security office.
  1. Complete the form: Fill out Form HA-520 accurately and thoroughly. Clearly state the reasons why you disagree with the ALJ’s decision. If there is new and material evidence that was not presented at the hearing, be sure to mention it and explain why it was not submitted earlier.
  1. Submit your request: Send the completed form and any additional documentation to the address provided on the ALJ decision notice or the address specified in the HA-520 form instructions. Make sure to keep a copy of your submitted form and documentation for your records.
  1. Wait for a response: Once your request has been submitted, the Appeals Council will review your case and decide whether to grant your request for a review. The Appeals Council may take one of three actions: deny your request for review, issue its own decision, or return your case to an ALJ for further review. You will receive a notice informing you of the Appeals Council’s decision.

Keep in mind that procedures may vary slightly depending on your country or jurisdiction, so it’s important to follow the specific instructions provided in your ALJ decision notice and consult with a legal professional if you have questions or concerns.

Federal Court (if needed)

If the Appeals Council denies your request for review or you disagree with their decision, you can file a lawsuit in federal court. This step can take a year or more, depending on the court’s schedule and the complexity of your case.

How Can You File a Lawsuit in Federal Court Against the SSA if Your Disability Claim Is Denied?

If the Social Security Administration’s (SSA) Appeals Council denies your request for review or you disagree with their decision regarding your disability application, you can file a lawsuit in federal court. In the United States, follow these general steps:

  1. Review the Appeals Council decision notice: Carefully read the notice you received from the Appeals Council, which should include information about the option to file a lawsuit in federal court. Typically, you have 60 days from the date you receive the Appeals Council’s decision notice to file a lawsuit.
  1. Determine the appropriate court: You need to file your lawsuit in the United States District Court that has jurisdiction over your case. This is usually the federal court located in the area where you live or have your principal place of business.
  1. Consult with an attorney: Filing a lawsuit in federal court is a complex process that requires knowledge of federal laws, rules, and procedures. It is highly recommended that you consult with an attorney experienced in Social Security disability cases to help you with the process. They can assist you in drafting and filing the necessary documents, as well as representing you in court.
  1. Prepare the complaint: The first document you need to file is a complaint, which outlines the basis for your lawsuit, the facts of your case, and the relief you seek. Your attorney will help you draft a complaint that complies with the Federal Rules of Civil Procedure and the requirements of the specific court where you file the case.
  1. File the complaint and pay the filing fee: Once the complaint is prepared, you or your attorney will file it with the appropriate United States District Court. You will also need to pay a filing fee, unless you qualify for a fee waiver based on financial hardship.
  1. Serve the complaint: After filing the complaint, you must serve a copy of it along with a summons to the Commissioner of Social Security. The summons is an official notice of the lawsuit and informs the defendant of the requirement to respond to the complaint. Your attorney will guide you through the process of serving the complaint and summons according to the Federal Rules of Civil Procedure.
  1. Wait for a response: After the Commissioner of Social Security has been served with the complaint and summons, they will have a specific amount of time to file an answer or other response with the court, typically 60 days.
  1. Proceed through the litigation process: Once the Commissioner has responded, the case will proceed through the litigation process, which may include discovery, motions, and settlement negotiations. If the case does not settle, it will proceed to a trial where the judge will make a decision.

Keep in mind that the procedures may vary depending on your jurisdiction, so it’s important to consult with an attorney to ensure you follow the correct process. Additionally, filing a lawsuit in federal court can be a lengthy and costly process, so it’s essential to carefully consider this option and discuss it with a legal professional.

How Do You Apply for Disability?

The process for filing for disability involves the following steps:

  1. Apply for Disability
  2. Receive Your Initial Determination
  3. Submit a Reconsideration If Rejected
  4. Have a Hearing If Rejected
  5. Appeal the Decision If Rejected
  6. File a Lawsuit in Federal Court If Rejected

Keep in mind that these timeframes are approximate and can vary based on factors such as the complexity of your case, the backlog of claims at your local SSA office, and other administrative factors. Additionally, not all applicants go through all the steps listed above, as some are approved or denied at earlier stages in the process.

About the Author
Jamie W. Howell, Jr. is a Partner at Chatham Gilder Howell Pittman and was admitted to the Mississippi Bar in 1988 and the Tennessee Bar in 1993. Mr. Howell is admitted to practice in all courts in Mississippi and Tennessee, including Federal Court, the Fifth and Sixth Circuit Courts of Appeal, and the United States Supreme Court. Mr. Howell's areas of practice include wrongful death, personal injury, criminal defense, Social Security Disability cases, and general civil law. For his first five years of practice, he was an associate attorney with Gilder Law Firm. After spending his next six years as a sole practitioner in DeSoto County, Mr. Howell joined forces with Jefferson D. Gilder to form Gilder & Howell, P.A. in June 2000. He is now a shareholder at Chatham Gilder Howell Pittman, which combined the talents of Gilder & Howell, P.A., and Chatham – Pittman. If you have any questions about this article, you can contact Mr. Howell through our contact form.